Soundness, Profitability

208.7%

An indicator of economic value to see if there is enough capital secured in comparison to our overall risk (confidence level 99.5%)

Our company has set the Group ESR defined as the lower of the standard model ESR*1 and the internal model ESR*2. We ensure soundness and make management decisions such as policyholder dividends and other matters.

(*1)A solvency indicator used by Financial Services Agency of Japan (JFSA) in supervising insurers (its statutory name is the “Solvency Margin Ratio”), referring to the ESR calculated using a standard model based on industry-wide common standards.

(*2)ESR calculated using an internal model that reflects our actual business practices.

12,900.0billion yen

An economic-value-based corporate value indicator

4,913.9billion yen

The total amount of specified internal reserves and externally financed capital