Soundness, Profitability

208% (Preliminary*1)

An indicator of economic value to see if there is enough capital secured in comparison to our overall risk (confidence level 99.5%)

Our company has set the Group ESR defined as the lower of the standard model ESR*2 and the internal model ESR*3. We ensure soundness and make management decisions such as policyholder dividends and other matters.

(*1)To be finalized after an external audit by the independent auditor.

(*2)A solvency indicator used by Financial Services Agency of Japan (JFSA) in supervising insurers (its statutory name is the “Solvency Margin Ratio”), referring to the ESR calculated using a standard model based on industry-wide common standards.

(*3)ESR calculated using an internal model that reflects our actual business practices.

12,900.0billion yen (Preliminary*1)

An economic-value-based corporate value indicator

(*1)To be finalized after an external audit by the independent auditor.

4,913.9billion yen

The total amount of specified internal reserves and externally financed capital