Annual Report 2025

Annual Report 2025
(PDF 10.6MB)

Introduction

Introduction
(PDF 3.84MB)

• A Message from the President
• History of Our Challenges
• At a Glance
• About MY Mutual Way 2030—Our 10-Year Plan
• Value Creation Process
• Four Sources of Value Creation
• Strengthening the Meiji Yasuda Brand to Fully Resonate with Customers and Community Residents
• Corporate Culture and Brand Creation Activities

Value Creation Story

Value Creation Story
(PDF 1.85MB)

• Brand Statement
• "MY Mutual Way 2030" 10-Year Plan and "MY Mutual Way Phase II" (FY2024 – FY2026)
• Promoting Sustainability Management Initiatives to Address Priority Issues (Materiality)

MY Mutual Way Phase II

• Expand Our Roles as a Life Insurer
• Two Major Projects: "Community Vitalization Project" and "Wellness for All Project"

• Contribute to the Resolution of Social Issues

Growth Strategy

Growth Strategy
(PDF 2.45MB)

• Major Achievements of Successive Business Plans (FY2011 to FY2020)
• Review of the Business Plan under "MY Mutual Way Phase I" (FY2021 – FY2023)
• "MY Mutual Way Phase II"—Three-Year Program Spanning FY2024 to FY2026
• A Message from Executive Officers in Charge of Finance and Capital Management
• • Topics: Introduction of economic value-based solvency regulations

Growth Strategy

• Further Strengthen Sales, Service and Other Front-Line Functions
• Topics: Initiatives to expand our market share
• Topics: Assigning more sophisticated functions to back office employees
• Expand Functions Afforded via Life Insurance
• Topics: About the "QOL support program"
• Topics: About the enhancement of the lineup of protection-type and saving-type products
• Upgrade Our Mode of Asset Management
• Topics: Initiatives to raise our capabilities to secure total return and to strengthen responsible investment
• Expand Our Overseas Insurance Business
• Topics: About the expansion of our operations in North America

Operating Base Reinforcement Strategy

Operating Base Reinforcement Strategy
(PDF 1.32MB)

Operating Base Reinforcement Strategy

• Human Resource-Centered Business Management and the Creation of Rewarding Workplaces (Human capital management)
• A Message from Executive Officers in Charge of the Human Resources Department and the Sales Personnel Department
• Topics: Ensuring equal opportunities and fair treatment as well as promoting health and productivity management
• Push Ahead Further with IT- and Digital-Related Investment (DX strategy 2.0)
• Topics: About the comprehensive partnership agreement with Accenture
• Promoting Sustainability Management
• Environmental Protection and Climate Change Response (TCFD and TNFD)
• Respecting Human Rights
• Initiatives to Ensure "Easy Access to Insurance for Everyone" (Financial inclusion)

• Internal Control System
• ERM
• Risk Management
  • Topics: Cybersecurity
• Compliance
• IT Governance

Organization and Governance

Organization and Governance
(PDF 1.22MB)

• Roundtable Discussion with Chairman of the Board and Outside Directors
• Operation of Mutual Company
• Initiatives to Enhance Our Governance Structure
• Management Structure

Corporate Data

Corporate Data
(PDF 279KB)

• Company Information (Main business / Our history)
• Company Organization
• Sources of Foundation Funds / Status of Employees / Status of the Accounting Auditor
• Overview of the Insurance Company, Its Subsidiaries and Affiliates
• Product List
• MSCI

Additional Volume

Additional Volume
(PDF 220KB)

• Financial Section, including Consolidated Basis, Non-consolidated Basis and Supplementary Financial Information